A key difference between a standard residential mortgage and a buy to let mortgage is that the lender will look at the potential monthly rental income you could receive.
The lenders valuer will assess how much your rental income could be. Your personal income could also be taken into account.
Whether you are a
looking for guidance on how to fund your investment
with a large portfolio of properties
The majority of buy to let mortgages are not regulated by the Financial Conduct Authority.
We can help you get a buy to let mortgage and find the best buy to let mortgage for you. Our simple 4 step process allows us to offer a nationwide mortgage broker service that is tailored to your needs to find the right mortgage for you. You get the best advice in YOUR interests.
Please remember your rental income may not always cover your monthly mortgage payment and you may not always be able to rent your property out, so having additional savings or sources of income is a good idea!
We are NOT a comparison site. Using a comparison site or best buy tables can be very dangerous (see below!). We are experts at what we do, know the market and will research the whole of market on your behalf.
Whether you just need some initial advice, an agreement in principle or a mortgage application we can help you.
Give us a call on
0800 0337 235 to get
the best whole of market mortgage deal
We are Independent Mortgage Brokers offering a whole of market choice for mortgages and protection. If you go direct to a lender, they can only recommend their own very limited product range. There are over 100 lenders and thousands of mortgage deals available to research. We listen to you, find out your needs and circumstances, recommend the most suitable mortgage for you and fully explain the features and benefits.
Beware using an estate agent broker that only has access to a limited panel of lenders and are not whole of market.
Give us a call or email and we will give you advice. We can help without charge, whether you use us to get your mortgage or not.
As a whole of market broker we have access to thousands of mortgages to make sure you get the best deal for you.
These are deals not available to the general public or through price comparison sites that we have access to for you.
Wherever you are based within the UK, our unique easy 4 step process allows us to provide you with a full expert independent mortgage broking service.
We are regularly audited to ensure compliance with Financial Conduct Authority regulations. All our mortgage and protection work complies with the FCA regulations. We are committed to Treating Customers Fairly. £1.75 million professional indemnity cover is in place for your protection as well. You are never pressured to take any product.
If we’re unavailable for any reason calls are usually returned within the hour, as are emails or texts. As soon as you confirm which mortgage you would like to apply for, we will get an immediate agreement in principle for you. This puts you in a strong bargaining position when dealing with estate agents and vendors. Everything is done extremely promptly throughout the mortgage application process and you will receive regular updates.
Mortgage application forms are usually long and can be complicated. We complete and submit all the paperwork for you throughout the process.
We are not a Call Centre! You work with one friendly advisor throughout who will fully understand your own particular circumstances. When you call, they will know all about you – we are not a call centre where we read your notes off a screen!
All calls and emails are responded to promptly, we never leave you waiting and chase mortgage companies constantly so that your mortgage is processed as quickly as possible.
We confirm you qualify, search the whole of market to get the best deal for you & get an agreement in principle
We do all the
Application for you
We chase the lender
regulary so your mortgage offer is issued as quickly as possible
Could not be more pleased with the service from Chartner’s Independent Mortgage Brokers, always clear and concise information, and willing to go the extra mile in helping us make a smooth transition. Would highly recommend Dave and would use again should I have the need.
I have used Dave on both my properties for a couple of years now, extremely professional, manages to get me brilliant quotes all the time, on top of his customers reminding me when it’s time to remortgage. Highly recommended!!!!
Very professional service. Chartners made our whole process run very smoothly and always on hand to answer questions. Wouldn’t hesitate to use them again. Thank you so much.
Dave Samuels handled my mortgage with such expertise covering every element and ensuring I was informed of all the options available to me. We changed our mortgage deal to a new provider and it was completed in 2 weeks during the pandemic too. I highly recommend Dave to anyone.
Anything at all you want to know